Burke Levy, P.C.

Not crazy about making alimony payments? Make it in a lump sum

If you are the higher-earning spouse in your marriage and choose to get divorced, you may end up having to pay alimony to your future ex-spouse. Alimony is the money paid to financially support a former spouse for a certain period of time following the divorce.

However, making alimony payments each month might be frustrating for you, as you may worry about the risk of missing a payment. In this situation, making a lump sum payment may be a wise move, allowing both you and your future ex to quickly and easily move forward with your individual lives.  

Lump sum alimony payments

In Massachusetts, how alimony is determined is based on several factors, such as how long your marriage lasted as well as both you and your future ex's comparative ages. The court will also consider each party's earnings, work histories and educational levels.

If the court determines that you must pay alimony, you might be able to bypass a monthly payment program if both the court and your future ex-spouse approve of this. As long as your total payment amount is equivalent to the amount you would have paid through periodic payments, this is a viable option in Massachusetts.

Benefits of lump sum alimony payments to you

Making a lump sum alimony payment will prevent you from getting into potential legal issues for missing payments down the road. If you decide to make periodic payments and end up falling behind for one reason or another, your ex-spouse can easily go to court in an effort to obtain a court judgment that orders you to keep making your payments. On the contrary, deciding to make a lump sum payment upfront will allow you to avoid such enforcement issues.

In addition, by making a lump sum payment, you do not have regular payments constantly reminding you of your spouse and your failed marriage. Instead, you can feel freer both emotionally and financially in the months and years following your marital breakup.

Benefits of lump sum alimony payment to your ex

Your ex may also benefit from receiving a lump sum payment, which might make it easier to convince him or her to choose it in lieu of periodic alimony payments. By receiving the money upfront, he or she can invest it now versus later. This may ultimately lead to more money in his or her coffers down the road.

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